Tracy Sullivan

As our resident “numbers guy”, Tracy is responsible for Payment Savvy’s financial planning, analysis and projections. With 20 years of accounting experience under his belt with various CPA and high technology firms, we look to him to ensure our fiscal future stays in the black. He is a highly regarded member of our team and we appreciate his hands-on approach and diligent attention to detail.  With Tracy we are able to apply innovative, practical and outcome driven financial strategies to take Payment Savvy to the next level.

What are ACH Payments ? ACH Debit & Credit Explained

By Tracy Sullivan / July 10, 2022 /

Key Takeaways Understanding ACH Payments: ACH (Automated Clearing House) payments and debit card transactions are two popular options for receiving customer payments. Knowing the differences between them can help you…

What Interchange Rate Increases Mean for Your Business

By Tracy Sullivan / April 6, 2022 /

Merchants, your credit card rates might be going up in April. Both Visa and Mastercard are preparing to raise the costs that many companies pay when consumers use their credit…

Get Rid of Pesky PCI Non-Compliance Fees

By Tracy Sullivan / February 24, 2022 /

If you’re in a high-risk industry, such as collections, CBD, travel, or even e-commerce, you know how expensive payment processing can be. On your monthly processing statement, one fee you…

A Guide to Online Payment Processing

By Tracy Sullivan / February 9, 2022 /

If you’re an e-commerce business owner, you know that taking payments is essential to your success. But did you know that there are many different ways to process payments? This…

The 4-1-1 on Skip Tracing

By Tracy Sullivan / November 10, 2021 /

When a consumer defaults on payment, you first contact them about the missed payment. What happens when that customer vanishes completely? To collect debt more quickly, many businesses utilize collection…

How to Expedite a High-Risk Merchant Account Approval

By Tracy Sullivan / September 22, 2021 /

High-risk merchant account approval is not easy. Turn-around times and approval criteria vary from processor to processor. Both of these processes can take an extended amount of time. In the meantime,…

7 Things to Know Before Opening a Merchant Account

By Tracy Sullivan / August 4, 2021 /

Opening a merchant account is essential for the success of a business. It’s a convenient way of receiving payments without relying on snail mail or cash. You can accept credit…