Discounted Payment Processing Rates

We're so confident in our merchant services that we offer discounted credit card processing rates to every client. Transparent pricing with no hidden fees or surprises.

Credit Card

Transparent Rates, Proven Payment Solutions

We offer discounted credit card processing rates to every client because we're confident in our merchant services. You'll get competitive pricing on credit cards, debit cards, and ACH payments from day one.

Choose a standard merchant gateway or build a custom solution that accepts payments across multiple channels. We promise transparent rates with no hidden fees - you'll know exactly where your money goes. Start accepting payments in as little as 48 hours with a proven payment program built for your business.

Why Our Discounted Rate Program Works

The advantages of partnering with Payment Savvy

Direct Software Integration

Our payment processing connects to your existing software without forcing you to replace what works. We handle technical integration so conversion happens without disruption. Your customers get convenient payment options while employees work with simple systems.

Scalable Technology

Your payment program grows with your business without expensive upgrades or migrations. Process 100 transactions this month and 10,000 next using the same platform. Technology scales automatically for increased volume or new payment channels.

Expert Problem Solving

Many clients arrive with complex situations - startups rejected by banks, businesses shut down by regulations, or high-risk merchants needing specialized solutions. Our team assesses your scenario and builds a program that gets you processing quickly.

Multiple Payment Channels

Accept payments however customers prefer - online gateway, IVR, text-to-pay, recurring billing, or terminals. Without multiple options, you lose sales to competitors. We create solutions matching current needs and future plans.

Complete Transparency

See exactly what you're paying with clear statements. No hidden agendas, secret charges, or buried fees. You'll understand your rate structure and what you receive for your investment. Simple processing from a partner committed to success.

Partnership Approach

We build long-term relationships, not transactional arrangements. Payment Savvy views every client as a partner deserving honest communication. You're not another account number - you're a business we're invested in helping succeed.

How It Works

Getting started with discounted payment processing rates

1

Contact Us
With Your Details

Tell us about your business - industry, monthly transaction volume, and what payment methods you need. We'll discuss your current processing challenges and what you're looking for in a payment partner.

2

Receive Your
Custom Rate Quote

Our team builds a tailored proposal with transparent, discounted rates for your specific situation. You'll see exactly what you'll pay for credit cards, debit cards, and ACH processing with no hidden fees or surprises.

3

Start Processing
in 48 Hours

We handle setup and integration with your existing systems. Most businesses are approved and accepting payments within 48 hours. Your discounted rates apply immediately from your first transaction.

Industries We Serve

Discounted rates for businesses across every industry.

High-Risk Merchants

Get approved with competitive rates even when traditional banks reject you. We specialize in payday lending, nutraceuticals, and industries others avoid. High-risk doesn't mean inflated fees.

Law Firms

Accept client payments with IOLTA-compliant processing and trust account protection. Handle retainers, settlements, and hourly billing securely. Our discounted rates help practices keep more of what they earn.

Property Management

Collect rent, HOA fees, and maintenance charges with automated recurring billing. Tenants pay online, by phone, or text on their schedule. Lower costs mean more revenue stays with you.

Travel Agencies

Process high-value bookings for flights, hotels, and vacation packages with secure card-not-present transactions. Handle deposits and payment plans without excessive fees for leisure or corporate travel.

Unlock Your Business’s Full Potential

Maximize savings by combining payment processing services

All-in-Done Business Solution

Get credit card processing, ACH payments, payment gateway, and reporting in one package. One platform handles all payment types instead of juggling multiple processors.

ACH Payment Processing

Process electronic checks directly from customer bank accounts with lower fees than credit cards. Perfect for large transactions, recurring payments, and B2B invoicing where card costs add up.

Integrated Voice Response

Let customers make payments by phone 24/7 using automated voice prompts. IVR handles credit cards, debit cards, and ACH without agents for routine payment calls.

Chargeback Prevention

Reduce disputes with fraud detection tools and verification systems. When chargebacks occur, our team helps you fight them with proper documentation and response strategies for better win rates.

What Our Clients Say

Posted on Google Google
Ricardo Villanueva profile picture
Ricardo Villanueva
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Payment Savvy has been nothing but great. Eli Smith is the rep that helps me with my account and he is INCREDIBLE. He has helped me obtain a merchant and made the process as smooth as possible. An outstanding guy. Great company i highly recommend. I have also had the pleasure of working with Brandi both of them together make an AMAZING team to work with! will recommend them to everyone looking for a merchant
Posted on Google Google
April Cirincione profile picture
April Cirincione
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience and Our rep Eli is always so helpful, fast to respond even if he doesn't have a quick answer just yet. I appreciate that competence and communication. Nothing but 5 Stars with him!
Posted on Google Google
HLNM Properties LLC profile picture
HLNM Properties LLC
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Exceptional communication and customer service. Great rates. Their platform is my companies favorite. If you need payment processing Payment Savvy is the way to go
Posted on Google Google
NEAM profile picture
NEAM
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Payment Savvy has been reliable payment processor and has delivered on all commitments over many years of our business relationship. They should be a trusted partner for any business looking for a scalable, intuitive payment provider with redundancy capabilities. Payment Savvy has maintained great service over the years and has never under delivered on commitments while using a straight forward approach. The great service is very much appreciated.
Posted on Google Google
Meghann McCauley profile picture
Meghann McCauley
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
ELI WITH PAYMENT SAVY IS ALWAYS THERE TO HELP ME! HE RESPONDS ALMOST IMMEDIATELY TO MY EMAILS.
Posted on Google Google
Amanda Ash profile picture
Amanda Ash
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Eli Smith and Lauren Vanegas are the epitome of great customer service! They are knowledgeable, professional, collaborative, personable, efficient and timely. Our companies have seamlessly worked together for years with zero complaints. If you find yourself in need of a payment processor Payment Savvy is the BEST option out there!
Posted on Google Google
melissa thomas profile picture
melissa thomas
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great Customer service team, they continue to go above and beyond for us!
Posted on Google Google
Brandon S profile picture
Brandon S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great product and an even better team of people! Thanks for all you do.

Ready to Save on Payment Processing?

Payment Savvy offers discounted rates because we're confident you'll stay once you see the difference. Transparent pricing, expert support, and solutions built for your industry.

✓ No setup fees ✓ Fast approval ✓ 24/7 support

Frequently Asked Questions