Payment Processing Tips

Merchant Category Codes – Is Your Business High-Risk?

By Jason Rabago / December 5, 2018

Merchants today must process credit and debit card payments to satisfy the demands of their customer base. You may not be aware there is a system to classify your organization…

Obtaining a Merchant Account for your Startup Collection Agency

By Eli Smith / November 15, 2018

Congratulations! You recently started a new collection agency business! It is certainly an industry full of opportunity. A large percentage of consumers and businesses alike fail to pay their debts…

Savvy Site of the Week – Collection License State Laws

By Jason Rabago / October 22, 2018

Is your agency compliant when it comes to collection license state laws? It’s an important question to ask yourself – especially when it comes time to obtain a  payment processor…

Merchant Account Reserve 101

By Tracy Sullivan / October 12, 2018

Applying for a merchant account can be tedious – especially if you are a high-risk merchant. After all the paperwork is gathered, applications signed, and underwriting completed, you receive approval…

Convenience Fee Payment Processing – To Be or Not To Be

By Chad Deatherage / September 26, 2018

Free credit card processing is a hot-button topic within the ARM industry. There is a plethora of information available that all seem to contradict one another. This makes getting to the…

Important Factors to Consider When Changing Payment Processors

By Tracy Sullivan / September 18, 2018

“Change brings opportunity” – these words spoken by Nido Qubein ring true on numerous levels, both personally and professionally. Choosing to make a change for your business can leave you…

Streamline your Agency by Outsourcing to a Mail Vendor

By Chad Deatherage / September 11, 2018

Does your collection agency need to add a reputable mail vendor to your line up of business services? It’s an important question to ask yourself within the ARM space no…

Getting an Auto Finance Merchant Account

By Eli Smith / August 28, 2018

Auto finance companies have incredibly complex needs when it comes to payment processing. Most customers no longer utilize paper checks to pay monthly bills. Consumers prefer more convenient payment methods…