Payment Processing Tips

Think “Big” When it Comes to Small Business Merchant Services

By Eli Smith / March 26, 2019

Owning a small business is a huge accomplishment! It takes perseverance, creativity, and ambition to set your business apart from big box shops and attract a loyal customer base. With…

Merchant Category Codes – Is Your Business High-Risk?

By Jason Rabago / December 5, 2018

Merchants today must process credit and debit card payments to satisfy the demands of their customer base. You may not be aware there is a system to classify your organization…

Obtaining a Merchant Account for your Startup Collection Agency

By Eli Smith / November 15, 2018

Congratulations! You recently started a new collection agency business! It is certainly an industry full of opportunity. A large percentage of consumers and businesses alike fail to pay their debts…

Savvy Site of the Week – Collection License State Laws

By Jason Rabago / October 22, 2018

Is your agency compliant when it comes to collection license state laws? It’s an important question to ask yourself – especially when it comes time to obtain a  payment processor…

Merchant Account Reserve 101

By Tracy Sullivan / October 12, 2018

Applying for a merchant account can be tedious – especially if you are a high-risk merchant. After all the paperwork is gathered, applications signed, and underwriting completed, you receive approval…

Convenience Fee Payment Processing – To Be or Not To Be

By Chad Deatherage / September 26, 2018

Free credit card processing is a hot-button topic within the ARM industry. There is a plethora of information available that all seem to contradict one another. This makes getting to the…

Important Factors to Consider When Changing Payment Processors

By Tracy Sullivan / September 18, 2018

“Change brings opportunity” – these words spoken by Nido Qubein ring true on numerous levels, both personally and professionally. Choosing to make a change for your business can leave you…

Streamline your Agency by Outsourcing to a Mail Vendor

By Chad Deatherage / September 11, 2018

Does your collection agency need to add a reputable mail vendor to your line up of business services? It’s an important question to ask yourself within the ARM space no…