Chad Deatherage

Chad is a serial entrepreneur and founded Payment Savvy in 2011 armed with the goal of providing high-risk establishments with a pioneering and tailored payment processing solution that allows them to flourish. Having decades of knowledge in the financial services and debt recovery industries, he ensures every client receives the same level of expertise, resourcefulness, and strategic vision no matter the size of the organization. Always willing to push the envelope, Chad’s forward-thinking and leadership skills are responsible for Payment Savvy being on the map as an industry-leading payment processor.

What Is an AVS Mismatch and How to Prevent It?

By Chad Deatherage / September 23, 2025 /

Nothing kills a sale faster than watching a legitimate customer’s payment get declined at checkout. You know the scenario: a real customer with a valid credit card tries to complete…

What Is a Soft Decline vs. a Hard Decline in Card Payments

By Chad Deatherage / September 23, 2025 /

Failed payments drain revenue faster than most merchants realize. Every declined transaction represents lost sales, frustrated customers, and potential churn that could have been prevented with the right approach. The…

Payment Gateway Fraud Detection & Prevention: Everything You Need to Know

By Chad Deatherage / August 10, 2025 /

Your payment gateway could be under attack right now. Criminals are running automated scripts to test stolen credit cards through your checkout, probing for weak spots in your fraud detection,…

Alternative Payment Methods Every Online Business Should Consider

By Chad Deatherage / August 10, 2025 /

You’re probably losing money whenever someone tries to pay you with a credit card. Decline rates hit 10-15% for many businesses, interchange fees eat into your margins, and chargebacks are…

How to Win Chargeback Disputes: Boost Your Success Rate With These Proven Tips

By Chad Deatherage / July 10, 2025 /

Getting hit with a chargeback feels like being punched in the gut, but most merchants don’t know they can fight back effectively. You can dispute these charges, and when you…

Choosing the Right Payment Gateway for Your Specific Business Needs

By Chad Deatherage / June 16, 2025 /

Many businesses lose sales at the final hurdle – the payment process. A clunky checkout experience sends customers running, while a smooth one converts browsers into buyers without a hitch.…

How to Avoid Paypal Fees?

By Chad Deatherage / April 30, 2025 /

PayPal is one of the most common modern ways of sending money between two parties, whether it’s between friends, family members, or entities with a customer-merchant relationship. While the app…

How Much Is an FFL Transfer Fee?

By Chad Deatherage / April 30, 2025 /

Have you been looking for the perfect gun and finally found someone who is able to sell it to you? Congratulations, but unfortunately, transferring gun ownership is not as easy…