Chad Deatherage

Chad is a serial entrepreneur and founded Payment Savvy in 2011 armed with the goal of providing high-risk establishments with a pioneering and tailored payment processing solution that allows them to flourish. Having decades of knowledge in the financial services and debt recovery industries, he ensures every client receives the same level of expertise, resourcefulness, and strategic vision no matter the size of the organization. Always willing to push the envelope, Chad’s forward-thinking and leadership skills are responsible for Payment Savvy being on the map as an industry-leading payment processor.

Convenience Fee Payment Processing – To Be or Not To Be

By Chad Deatherage / September 26, 2018 / Comments Off on Convenience Fee Payment Processing – To Be or Not To Be

Free credit card processing is a hot-button topic within the ARM industry. There is a plethora of information available that all seem to contradict one another. This makes getting to the…

Streamline your Agency by Outsourcing to a Mail Vendor

By Chad Deatherage / September 11, 2018 / Comments Off on Streamline your Agency by Outsourcing to a Mail Vendor

Does your collection agency need to add a reputable mail vendor to your line up of business services? It’s an important question to ask yourself within the ARM space no…

Getting an Auto Finance Merchant Account

By Chad Deatherage / August 28, 2018 / Comments Off on Getting an Auto Finance Merchant Account

Auto finance companies have incredibly complex needs when it comes to payment processing. Most customers no longer utilize paper checks to pay monthly bills. Consumers prefer more convenient payment methods…

Why It’s Important To Choose A Fully Integrated Payment Processor

By Chad Deatherage / August 23, 2018 / Comments Off on Why It’s Important To Choose A Fully Integrated Payment Processor

Whether an e-Commerce, mail order/telephone order, or brick and mortar business, you need a payment gateway in order to process credit and debit card transactions . It’s a necessity in today’s…

High-Risk Merchant Account Tips

By Chad Deatherage / July 13, 2018 / Comments Off on High-Risk Merchant Account Tips

A business may be considered high-risk based on several factors. These include regulation by governmental agencies, public perception, and high chargeback ratios. A significant number of businesses are unaware they…

Need to Accept HSA and FSA Payments? Not All Processors Have the Ability!

By Chad Deatherage / July 10, 2018 / Comments Off on Need to Accept HSA and FSA Payments? Not All Processors Have the Ability!

Key Takeaways HSA and FSA Cards Processing: To process HSA and FSA payments, businesses must be underwritten correctly by their merchant provider and be approved to operate under a specific…

Debit Cards vs. Credit Card Processing

By Chad Deatherage / June 14, 2018 / Comments Off on Debit Cards vs. Credit Card Processing

Consumers use credit and debit cards to fuel their daily lives. There is no doubt that your business needs to have the ability to process both credit and debit cards. …