High-Risk Merchant Account


High-Risk Merchant Provider.

A high-risk merchant account has never been easier to attain, thanks to Payment Savvy. Our team of expert advisors are on call to set up your 24/7 payment service that runs for 365 days of the year. We approve merchants that would otherwise be considered a high risk.

We are open to working with any organisation and company that fall into the following categories:

  • Servicing customers prone to fraud or returns,
  • A negative perception of the industry as a whole,
  • Relatively high chargeback rate (over 1%),
  • High traffic with large ticket sales,
  • Start-up organization,
  • Heavily regulated industry,

At Payment Savvy, we are high-risk processing experts and have tailored our products and services to cater directly to these businesses. Our combined 30 years of experience allows us to confidently offer a distinguished service, with both integrity and great value. We offer a custom and modern payment processing solution; whether needing a credit card, debit card, or ACH payment portal, we have a proven, compliant and secure merchant service to meet your organizational needs.   


A High-Risk Payment Gateway!

Our industry-leading technology includes fee-free processing, next day funding, and a wide array of payment methods. As a high-risk merchant, we know it’s important for cash flow that your money is transferred quickly and securely. That’s why we’ve built the industry’s best high-risk payment gateway.

We offer you the following benefits that we are uniquely positioned to deliver:

  • Speedy and efficient credit card, debit card and ACH payment processing
  • Knowledgeable support team available to address your concerns 24/7/365 via phone or email
  • Proven track record of approving hard-to-place businesses
  • No contract terms or cancellation fees
  • Secure and compliant payment gateways


High-Risk Merchants We Work With:

There are hundreds of high-risk merchants that we partner with as their go-to payment gateway. If your business isn’t covered in our industries page – that’s fine! We work with hundreds of high-risk merchants from a wide selection of industries.


High-Risk Payment Processing:

To get the most out of your merchant provider, it’s important to compare what payment methods are available. We’re pleased to provide all the major payment processes via our securely designed payment gateway. You can find a full list of services on our payment solutions page.

However, the most popular services include:


Related Articles

Documentation for High Risk Merchant Account

How to apply for a High Risk Merchant Account

Reasons for termination of High Risk Accounts