Payment Processing Tips

Net Present Value: How to Calculate and Use A Vital KPI

By Chad Deatherage / March 22, 2023

If you spend time around investors or business people, you’ve likely heard the term Net Present Value, or NPV. You may find the term confusing if you’re new to business…

What Is Contribution Margin?

By Chad Deatherage / March 22, 2023

In the world of business, profitability is the ultimate goal. To achieve this, companies need to understand their costs and revenue streams to make informed decisions about pricing, product mix,…

SWIFT Banking System: What Is It and How Does It Work?

By Chad Deatherage / March 22, 2023

Most international money wires have been possible with the infamous SWIFT code. If you’re dealing with international payments regularly, you must know of its existence. However, many of you might…

What Are Real-Time Payments? Everything You Need to Know

By Chad Deatherage / February 24, 2023

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere…

What Does Return Mobile ACH Payment Mean?

By Chad Deatherage / February 23, 2023

ACH payments keep money flowing for subscription businesses, utility companies, and anyone collecting recurring payments. But when you see something like “Return Mobile ACH Payment CONA” errors pop up, it…

What Are Credit Cards on File?

By Eli Smith / February 6, 2023

Key Takeaways Card-on-file (CoF) transactions store customer card details for future payments or recurring billing, offering a seamless customer experience. CoF transactions can be used by both retail and subscription-based…

What Are Independent Sales Organizations? (ISO)

By Jason Rabago / February 6, 2023

Key Takeaways Role of Independent Sales Organizations (ISOs): ISOs are third-party entities that handle payment processing and merchant accounts for businesses, serving as intermediaries between acquiring banks and merchants. ISOs…

How To Become an ISO Partner?

By Tracy Sullivan / February 6, 2023

An ISO can help companies elevate the customer experience they’re providing by offering stellar payment processing services. A good ISO offers extensive support to its clients, both in regard to…