Lauren Vanegas

Lauren Vanegas is the Director of Revenue Growth at Payment Savvy, where she helps connect agencies with payment solutions that make collections simpler, faster, and more consumer-friendly. With more than a decade of experience across payments, chargebacks, fraud prevention, and revenue growth, she understands how payment strategy impacts both business outcomes and consumer experience.

Lauren specializes in turning complex topics into clear, practical content that helps accounts receivable management teams improve payment adoption, reduce friction, and create better experiences at the moment that matters most: payment.

Your Payment Channel Mix Is Only Half the Job

By Lauren Vanegas / August 21, 2026 /

Somewhere in the last few years, the industry settled a question it had been arguing about for a decade. Consumers want options. So give them options. Portal. Pay-by-text. IVR. Digital…

Payment Data and AI Tools: What the Published Standards Say

By Lauren Vanegas / August 10, 2026 /

AI is moving quickly across the accounts receivable management industry. According to TransUnion’s latest Debt Collection Industry Report, AI and machine learning adoption among collection organizations increased from 73% in…

The Drop-Off Nobody Measures: Payment Abandonment in Collections

By Lauren Vanegas / August 6, 2026 /

Most agency dashboards can tell you the contact rate. Many can also break down promises to pay by campaign, collector, or time of day. But few can answer two basic…

What should your collection agency priorities be for the rest of 2026

By Lauren Vanegas / July 28, 2026 /

The 2026 ACA International convention wrapped up in Orlando last week, and this is the week that follows every big industry event: everyone’s back at their desks with a stack…

The 7 Conversations We Expect at the 2026 ACA Convention

By Lauren Vanegas / July 14, 2026 /

Next week, most of our industry will be in the same building. The 2026 ACA Convention runs July 22–24 at Rosen Shingle Creek in Orlando. Three days of sessions, a…

Payment Authorization Compliance for Collection Agencies: An Operator’s Guide

By Lauren Vanegas / July 7, 2026 /

Most agencies think about Fair Debt Collection Practices Act (FDCPA) risk as a conversation problem. What agents say, when they call, how the letters read. That’s where the training budget…

Chargebacks in Collections Are Getting Pricier. Here’s How Agencies Can Stay Ahead.

By Lauren Vanegas / June 25, 2026 /

Many chargebacks in collections are not the kind of fraud most people picture. A consumer makes a payment. Three weeks later, they call their bank and say they do not…