Financial Services and Solutions

EIN Number Lookup: How to Find Your Employer Identification Number

By Chad Deatherage / July 18, 2023

Looking for an employer identification number you need right now? Your EIN is that nine-digit number the IRS assigned when you registered your business – and it’s required for everything…

What Is An Online Merchant and eCommerce

By Chad Deatherage / July 17, 2023

Without even stepping foot outside your front door, today you can effortlessly snag that perfect pair of shoes, order a mouthwatering gourmet meal, or even book a luxurious vacation thanks…

How to Use PayPal In-store Without a Card

By Chad Deatherage / June 8, 2023

PayPal gives you the option to pay in stores using just your phone with no physical card required. The PayPal app supports QR code scanning and tap-to-pay, so you can…

Instant ACH Transfers Online

By Chad Deatherage / May 16, 2023

Waiting days for payments to process seems a bit archaic in 2025. Yet many businesses still rely on standard ACH transfers that take 1-3 business days to complete. Instant ACH…

A Comprehensive Guide to FedNow

By Chad Deatherage / May 15, 2023

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. The FedNow Service will begin operating in…

Understanding Visa Rules

By Chad Deatherage / May 11, 2023

Visa is a global payment technology company that provides electronic payment solutions to financial institutions, merchants, and consumers. It is one of the most widely accepted payment methods around the…

Times Interest Earned Ratio

By Chad Deatherage / April 13, 2023

Key Takeaways The Times Interest Earned (TIE) ratio is used to evaluate a company’s ability to meet its debt obligations. A good TIE ratio is generally considered to be 2…

3 Payment Trends to Watch

By Jason Rabago / November 3, 2021

Payment trends are a powerful signal of how businesses and consumers respond to fundamental global changes in technology, demographics, policy, and the economy. Payments have become not only digitalized but…