Chad Deatherage

Chad is a serial entrepreneur and founded Payment Savvy in 2011 armed with the goal of providing high-risk establishments with a pioneering and tailored payment processing solution that allows them to flourish. Having decades of knowledge in the financial services and debt recovery industries, he ensures every client receives the same level of expertise, resourcefulness, and strategic vision no matter the size of the organization. Always willing to push the envelope, Chad’s forward-thinking and leadership skills are responsible for Payment Savvy being on the map as an industry-leading payment processor.

Everything You Need to Know About TTM

By Chad Deatherage / March 28, 2023 /

Key Takeaways Trailing Twelve Months (TTM) is a financial metric that measures a company’s performance over the past year. TTM takes into account the trailing twelve months of financial data,…

What is a Pro Forma Invoice? A Comprehensive Guide to Pro Forma

By Chad Deatherage / March 27, 2023 /

Pro forma, or proforma, is a term you often hear in a business environment, but many people have yet to learn what it means. If you’re in the corporate world,…

Net Present Value: How to Calculate and Use A Vital KPI

By Chad Deatherage / March 22, 2023 /

If you spend time around investors or business people, you’ve likely heard the term Net Present Value, or NPV. You may find the term confusing if you’re new to business…

What Is Contribution Margin?

By Chad Deatherage / March 22, 2023 /

In the world of business, profitability is the ultimate goal. To achieve this, companies need to understand their costs and revenue streams to make informed decisions about pricing, product mix,…

SWIFT Banking System: What Is It and How Does It Work?

By Chad Deatherage / March 22, 2023 /

Most international money wires have been possible with the infamous SWIFT code. If you’re dealing with international payments regularly, you must know of its existence. However, many of you might…

What Are Real-Time Payments? Everything You Need to Know

By Chad Deatherage / February 24, 2023 /

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere…

What Does Return Mobile ACH Payment Mean?

By Chad Deatherage / February 23, 2023 /

ACH payments keep money flowing for subscription businesses, utility companies, and anyone collecting recurring payments. But when you see something like “Return Mobile ACH Payment CONA” errors pop up, it…

What is NFC Mobile Payment and How to Use It?

By Chad Deatherage / December 2, 2022 /

Consumer shopping behavior has changed greatly during the last decade. Until recently, people made their credit and debit card payments with a bit of distrust because they were afraid of…