Chad Deatherage

Chad is a serial entrepreneur and founded Payment Savvy in 2011 armed with the goal of providing high-risk establishments with a pioneering and tailored payment processing solution that allows them to flourish. Having decades of knowledge in the financial services and debt recovery industries, he ensures every client receives the same level of expertise, resourcefulness, and strategic vision no matter the size of the organization. Always willing to push the envelope, Chad’s forward-thinking and leadership skills are responsible for Payment Savvy being on the map as an industry-leading payment processor.

Income Per Capita – Meaning

By Chad Deatherage / April 14, 2023 / Comments Off on Income Per Capita – Meaning

In today’s globalized world, understanding a country’s economic health is crucial to comprehending its overall well-being and development. There are several metrics that can be used to determine how well…

Times Interest Earned Ratio

By Chad Deatherage / April 13, 2023 / Comments Off on Times Interest Earned Ratio

Key Takeaways The Times Interest Earned (TIE) ratio is used to evaluate a company’s ability to meet its debt obligations. A good TIE ratio is generally considered to be 2…

Everything You Need to Know About TTM

By Chad Deatherage / March 28, 2023 / Comments Off on Everything You Need to Know About TTM

Key Takeaways Trailing Twelve Months (TTM) is a financial metric that measures a company’s performance over the past year. TTM takes into account the trailing twelve months of financial data,…

What is a Pro Forma Invoice? A Comprehensive Guide to Pro Forma

By Chad Deatherage / March 27, 2023 / Comments Off on What is a Pro Forma Invoice? A Comprehensive Guide to Pro Forma

Pro forma, or proforma, is a term you often hear in a business environment, but many people have yet to learn what it means. If you’re in the corporate world,…

Net Present Value: How to Calculate and Use A Vital KPI

By Chad Deatherage / March 22, 2023 / Comments Off on Net Present Value: How to Calculate and Use A Vital KPI

If you spend time around investors or business people, you’ve likely heard the term Net Present Value, or NPV. You may find the term confusing if you’re new to business…

What Is Contribution Margin?

By Chad Deatherage / March 22, 2023 / Comments Off on What Is Contribution Margin?

In the world of business, profitability is the ultimate goal. To achieve this, companies need to understand their costs and revenue streams to make informed decisions about pricing, product mix,…

SWIFT Banking System: What Is It and How Does It Work?

By Chad Deatherage / March 22, 2023 / Comments Off on SWIFT Banking System: What Is It and How Does It Work?

Most international money wires have been possible with the infamous SWIFT code. If you’re dealing with international payments regularly, you must know of its existence. However, many of you might…

What Are Real-Time Payments? Everything You Need to Know

By Chad Deatherage / February 24, 2023 / Comments Off on What Are Real-Time Payments? Everything You Need to Know

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere…